Privacy Policy
Welcome to Koshbook! Your privacy is of paramount importance to us. This Privacy Policy details how we handle, protect, and process data within the Koshbook mobile application (referred to as "the App" or "Koshbook").
1. Core Principle: Local-First Data Storage
Koshbook is designed from the ground up as a local-first, offline-capable tool. All transaction entries, budgets, account configurations, categories, and financial data you input are stored directly and exclusively on your physical device's local database (using SQLite). We do not host, synchronize, transmit, or back up this data on external servers controlled by us.
2. Information We Collect and Process
Because Koshbook operates locally, we do not require you to create an account or sign in to use the core application. However, depending on your interactions with the App, the following information may be processed:
- Device Configuration & Technical Data: To ensure proper software rendering, the App checks device parameters (such as OS version and language settings) which remain purely local.
- AI Insights Queries: If you use the built-in AI queries to analyze your transactions, the specific prompt or query you submit is processed securely via Google's Gemini API. This data is transmitted securely and is only utilized to generate a natural language reply. It is not permanently stored or used to train public AI models.
- Crash Reports and Diagnostics: We may use Google Firebase Crashlytics to collect anonymized crash details. This includes device type, operating system version, and system state when a crash occurs. This data is solely used to debug and improve app stability.
3. Third-Party Services
The App incorporates third-party services that may collect information used to identify you. Below are links to the privacy policies of the third-party providers we utilize:
4. Data Security & Retention
Since your transaction history is saved locally on your physical device, the security of your ledger is dependent on your device's security. We recommend securing your device with biometrics, passcodes, and keeping your operating system up to date.
We do not retain copies of your financial data on our systems. If you delete the Koshbook application or clear the application cache from your device settings, your database and all transaction logs will be permanently deleted and cannot be recovered.
5. Children's Privacy
Koshbook does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided us with personal information, we will delete it immediately from our caches.
6. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.
7. Contact Us
If you have any questions, suggestions, or concerns regarding this Privacy Policy, please contact us at:
Email: support@koshbook.com