Simple Subscriptions
Premium Features, Transparent Rates
Unlock cross-device cloud sync, unlimited cashbooks, and intelligent conversational voice entries with zero hidden conditions.
Regional prices may vary. Prices shown in USD. Check your app store for localized rates, applicable taxes, and eligible regional offers.
Free Forever
$0
/ month
Perfect for core device-only transaction logging and privacy-focused local bookkeeping.
- Max 2 Personal Cashbooks
- Max 2 Bill Reminders
- 5 AI Credits / month
- Current Month Feed View
- Cloud Backup & Sync
- Category Budget Planning
Monthly Pro
$3.99
$1.99
/ month
Flexible, monthly auto-renew access to cloud synchronization and category-level insights.
- Unlimited Cashbooks & Bills
- Cloud Backup & Sync
- 50 AI Credits / month
- All-time History & Custom Timelines
- Category Budget Planning
- Excel & CSV Data Export
- Group Finance & Business Ledgers
Save 37%
Annual Pro
$29.99
$14.99
/ year
Best value overall. Translates to just ~$1.25/month billed yearly.
- Unlimited Cashbooks & Bills
- Cloud Backup & Sync
- 50 AI Credits / month
- All-time History & Custom Timelines
- Category Budget Planning
- Excel & CSV Data Export
- Group Finance & Business Ledgers
Stackable Credits
Need More AI Credits?
Purchasable by Premium subscribers and trial users when plan allowances are consumed. Top-up credits stack and never expire.
20 AI Credits
$0.99
45 AI Credits
$1.49
100 AI Credits
$2.49
Feature Gating Details
| Feature Scope | Free Tier | Premium Tier |
|---|---|---|
| Manual Transactions | Unlimited | Unlimited |
| Active Cashbooks | Maximum 2 | Unlimited |
| Bill Reminders | Maximum 2 | Unlimited |
| Calendar History Feed | Current Month Only | Full Timeline (All Periods) |
| Monthly Budget Goals | Total Goal only | Full Category Limits (Food, utilities, etc.) |
| Monthly AI Conversational Queries | 5 credits / month | 50 credits / month |
| Cloud Backup & Cross-device Sync | ❌ No | ✅ Yes (Secure Supabase Sync) |
| Excel/CSV Export | ❌ No | ✅ Yes |
| Ad Experience | Supported by Ads | Ad-Free Experience |
| Group Finance & Business Ledgers | ❌ No | ✅ Yes (Parties, Obligations & Settlements) |
Frequently Asked Questions
What exactly is 1 AI Credit consumed for?
1 AI Credit is consumed for every successful plain-English conversational search query (e.g. "show coffee expenses this week") or successful batch voice transcription parse. Regular manual entries do not cost credits.
Do AI credits roll over?
Plan-allotted credits refresh at the start of each cycle — every calendar month for Free accounts (5 credits), and on each billing renewal for Premium (50 credits). Unused plan credits do not roll over. However, purchased top-up credits stack and never expire, even if your subscription renewal pauses.
Can Free users buy top-up credits?
Top-up packs are available to Premium subscribers and active trial accounts. Since top-ups complement Premium features like cloud backup and category budgets, Free users are invited to upgrade to Premium first to get the most value from their credits.
Is there a trial period?
Yes, every new account signed up in Koshbook receives a 14-day Premium trial with full feature access and cloud synchronization enabled from day one. After 14 days, users can subscribe or automatically revert to the Free tier limits.
How do I cancel my subscription?
You can cancel anytime from your Google Play subscription settings. Cancelling stops future renewals — you keep Premium access until the end of your current billing period, and your data remains safe on the Free plan afterwards.
What happens if I'm charged by mistake?
Purchases are billed through Google Play, so refunds follow Google Play's refund policies and applicable consumer laws. If you believe you were charged in error, contact us at support@anyfinite.com and we'll review your request in good faith. See our Terms of Service for full details.
What happens to my data if I downgrade?
Nothing is deleted. Your data stays safely stored on your device, and any previously synced cloud data is retained on your account. Downgrading only limits Premium features going forward — you can find more answers in our Help Center.