Koshbook is a sleek, offline-first personal financial manager designed to help you organize daily transactions, visualize spend ratio, and review metrics with zero privacy trade-offs.
Stop guessing where your funds go. Koshbook features interactive dashboards with real-time feedback designed to help you analyze ratios and identify saving opportunities.
Hover over category segments to view direct spending ratios and totals in the center of the chart.
Quickly toggles daily, monthly, and annual reports like "This Year" and "Last Year" to compare long-term trends.
A high-performance compact ratio bar illustrating Credit vs. Debit proportions at a glance.
No need to swipe through calendar selectors or parse filters. Koshbook embeds a localized AI parser translating normal statements into exact transaction filters.
Just type "How much did I spend on groceries this week?" or "Show freelance credits" and watch the feed adapt instantly.
Only the text of your question is sent over secure API connections — your full transaction history is never uploaded for AI search. Results are computed on your device.
Ready out-of-the-box. The AI is directly fine-tuned to map user intents to SQLite search schemas.
"Show my Food expenses this month"
🔍 Found 2 Food transactions in May 2026. Total spending: ₹1,450.00.
Log transactions in seconds by speaking. Koshbook's voice entry translates normal conversational speech into formatted transaction records automatically, saving you from manual forms.
Log multiple transactions in a single breath: "Spent 1200 rupees on electricity bill and spent 500 rupees on movie tickets and received 1000 rupees from father for pocket money" — Kosh AI separates and maps each transaction instantly.
Supports local phrasing, currencies (₹, INR, Rupees), and natural multi-action conjunctions like "and" for seamless batch logging.
Review all extracted amounts, categories, and parameters on a clean multi-entry confirmation card before saving to SQLite.
Stay ahead of your subscriptions, utilities, and recurring outlays. Koshbook alerts you before deadlines and ensures your expenses align with customizable monthly targets.
Set alerts for billing cycles and utility deadlines to get native push reminders before the grace period ends.
Reconcile cashbook logs directly with upcoming bills in one tap to ensure accurate tracking and eliminate double entries.
Define specific targets for food, travel, or bills. Get alerts when you approach limits so you never overspend.
Approaching budget limit. ₹1,550 left for this cycle.
Quick, clear answers about how Koshbook works — from where your data lives to how subscriptions, AI credits, and refunds are handled.
