Local-First & Intelligent Cashbook

Take Control of Your Cash Flow, Effortlessly

Koshbook is a sleek, offline-first personal financial manager designed to help you organize daily transactions, visualize spend ratio, and review metrics with zero privacy trade-offs.

KB

Analytics Dashboard

Koshbook AI
Local DB
NET CASH FLOW

₹48,250.00

Debit: ₹12,150.00
Credit: ₹60,400.00
Expenditure Ratio 78% Credit
Rent (25%) Savings (75%)

Recent Feed

💰
Freelance Project
May 26 • Consulting
+₹35,000
Coffee & Snacks
May 26 • Food
-₹250

Engineered for Financial Control and Privacy

Koshbook combines offline safety, modern automated widgets, and intelligent voice entry to make cashbook tracking effortless.

Voice-Powered Logging

Speak to Koshbook. Kosh AI translates normal phrases like "Received 500 from Alice for consulting" into structured cashbook records instantly.

Offline-First & Private by Design

Your transactions live in an on-device SQLite database, so the app works fully offline. We never sell your data, and cloud backup is optional — it only happens when you sign in.

Dynamic Budget Planner

Create active budgets per cashbook. Set sub-limits on categories (Food, Rent, Shopping) and track spending limits in real-time.

Bill Trackers & Alarms

Log bills and monthly subscriptions. Receive native notifications before they are due, and link payments directly to cashbook entries.

Real-time Cloud Sync

Sign in to back up data to a secure Supabase cloud mirror. Offline entries sync immediately the moment connection is restored.

AI Assistant Filters

Query your cashbook in conversational English (e.g. "Show coffee expenses this week"). Kosh AI adjusts lists and dates automatically.

Smart Monitoring

Visual Analytics for Smart Financial Planning

Stop guessing where your funds go. Koshbook features interactive dashboards with real-time feedback designed to help you analyze ratios and identify saving opportunities.

  • 📊
    Interactive Donut Projection

    Hover over category segments to view direct spending ratios and totals in the center of the chart.

  • 📈
    Multi-Timeframe Presets

    Quickly toggles daily, monthly, and annual reports like "This Year" and "Last Year" to compare long-term trends.

  • 🎯
    Horizontal Ratio Bar

    A high-performance compact ratio bar illustrating Credit vs. Debit proportions at a glance.

Live Expenditure Summary

Monthly Report
₹48.2k Saved
Savings & Investment 70%
Rent & Housing 30%
AI Search

Talk to Your Cashbook in Plain English

No need to swipe through calendar selectors or parse filters. Koshbook embeds a localized AI parser translating normal statements into exact transaction filters.

  • 💬
    Natural Language Queries

    Just type "How much did I spend on groceries this week?" or "Show freelance credits" and watch the feed adapt instantly.

  • 🔒
    On-Device Privacy First

    Only the text of your question is sent over secure API connections — your full transaction history is never uploaded for AI search. Results are computed on your device.

  • Zero-Configuration

    Ready out-of-the-box. The AI is directly fine-tuned to map user intents to SQLite search schemas.

Koshbook AI Assistant

Online

"Show my Food expenses this month"

🔍 Found 2 Food transactions in May 2026. Total spending: ₹1,450.00.

Burger & Fries -₹450
Supermarket Grocery -₹1,000
Voice Input

Hands-Free Voice Cashbook Entry

Log transactions in seconds by speaking. Koshbook's voice entry translates normal conversational speech into formatted transaction records automatically, saving you from manual forms.

  • 🎙️
    Speech-to-Cashbook Parsing

    Just say "Paid 1200 rupees for my electricity bill" or "Received 3000 from John" and Kosh AI maps it to your cashbook fields instantly.

  • 🗣️
    Multi-Language Speech Recognition

    Supports local phrasing, currencies (Rupees, INR, ₹), and natural formatting, making logging quick and simple.

  • 🎯
    Instant Visual Review

    Review the extracted amounts, categories, and parameters on a clean confirmation card before finalizing the log.

Standby
Voice Cashbook
Press the mic to try Voice Input
Success • Parsed by Kosh AI Today
Electricity Bill Category: Bills & Utilities • Debit
-₹1,200
Bills & Budgets

Upcoming Bills Tracker & Budget Planner

Stay ahead of your subscriptions, utilities, and recurring outlays. Koshbook alerts you before deadlines and ensures your expenses align with customizable monthly targets.

  • Proactive Bill Alarms

    Set alerts for billing cycles and utility deadlines to get native push reminders before the grace period ends.

  • 🔗
    Linked Cashbook Payments

    Reconcile cashbook logs directly with upcoming bills in one tap to ensure accurate tracking and eliminate double entries.

  • 📈
    Category Spending Budgets

    Define specific targets for food, travel, or bills. Get alerts when you approach limits so you never overspend.

Upcoming Utility Bills

📺
Netflix Subscription Due in 2 days • 🔔 Alarm Active
₹199.00 Unpaid
Electricity Bill Paid Today • Linked to Cashbook
₹1,200.00 Paid

Monthly Budget Limit

Food Limit
Spent: ₹8,450 / ₹10,000 84% Used

⚠️ You are approaching your budget limits. Keep track of daily meals.

Help Center

Quick, clear answers about how Koshbook works — from where your data lives to how subscriptions, AI credits, and refunds are handled.

What is Koshbook and what does it do?
Koshbook is a personal finance cashbook for tracking daily income and expenses. You can log transactions by typing or speaking, organize them into multiple cashbooks, set budgets with category limits, manage bills with reminders, and review your spending with built-in analytics. It is designed to work fully offline, with optional cloud backup when you sign in.
Do I need an account to use Koshbook?
No. You can use Koshbook in Guest mode without creating an account — all your data stays on your device. Creating an account is optional and unlocks cloud backup, multi-device sync, and premium features.
Where is my financial data stored?
Your data is always stored first in a secure local database on your device, so the app works even without internet. When you sign in, your records are additionally backed up to our cloud infrastructure (hosted with Supabase) so you can access them across devices. In Guest mode, nothing leaves your device.
Is my data private?
Yes — privacy is a core design principle. We never sell your personal financial data. AI search sends only the text of your question, not your transaction history; results are computed on your device. We use crash reporting (Firebase Crashlytics) purely to fix bugs and improve stability. Full details are in our Privacy Policy.
How do subscriptions work?
Koshbook Premium is available as a monthly plan (₹49/month) or an annual plan (₹399/year, about ₹33/month). Both include the same features — unlimited cashbooks, cloud sync, 100 AI credits per billing period, full history and analytics, category budgets, exports, and an ad-free experience. Subscriptions are billed through Google Play and renew automatically until cancelled.
What are AI credits and how are they used?
One AI credit is used each time you run a conversational AI search (like "show coffee expenses this week") or a voice batch entry. Manual transaction entry never costs credits. Free accounts receive 5 credits per month; Premium includes 100 credits per billing period, and you can buy top-up packs anytime.
Do unused AI credits roll over?
Plan credits refresh at the start of each cycle — every calendar month for Free accounts, and on each billing renewal for Premium — and unused plan credits do not carry over. Purchased top-up credits are different: they stack on top of your plan credits and never expire.
Is there a free trial?
Yes. Every new account receives a 30-day Premium trial with full feature access, including cloud sync and 100 AI credits. After the trial, you can subscribe to keep Premium or continue on the Free plan.
What is your refund policy?
Purchases are processed through Google Play, and refunds follow Google Play's refund policies along with applicable consumer protection laws. Because digital subscriptions activate immediately, completed charges are generally intended to be final — but if you believe you were billed in error or something didn't work as expected, contact us at support@anyfinite.com and we will review your request in good faith. See our Terms of Service for details.
How do I cancel my subscription?
You can cancel anytime from your Google Play subscription settings. Cancelling stops future renewals — you keep Premium access until the end of your current billing period, after which your account moves to the Free plan. Your data remains safe and accessible.
How do I delete my account and data?
You can delete your account from Profile settings inside the app, and choose whether to remove cloud data only or cloud and local data together. In Guest mode, your data lives only on your device and is removed when you clear app data or uninstall. Deletion is permanent, so we recommend exporting anything you want to keep first.
How secure is Koshbook?
All online communication — sync, sign-in, and AI search — travels over encrypted connections (HTTPS/TLS), and cloud data is hosted with industry-standard safeguards. While no digital system can promise absolute security, our local-first design means your data is not dependent on the cloud, and you can further protect it with your device passcode or biometrics.
Will I lose my data if I change phones?
Not if you're signed in — your data syncs to the cloud and reappears when you sign in on the new device. In Guest mode, data stays only on the original device, so we recommend signing in (or exporting your records) before switching phones.
How can I get help or contact support?
We're happy to help with anything — billing questions, data queries, or feature requests. Email us at support@anyfinite.com and we'll get back to you as soon as we can.