Local-First & Intelligent Cashbook

Take Control of Your Cash Flow, Effortlessly

Koshbook is a sleek, offline-first personal financial manager designed to help you organize daily transactions, visualize spend ratio, and review metrics with zero privacy trade-offs.

KB

Analytics Dashboard

Koshbook AI
Local DB
NET CASH FLOW

₹48,250.00

Debit: ₹12,150.00
Credit: ₹60,400.00
Expenditure Ratio 78% Credit
Rent (25%) Savings (75%)

Recent Feed

💰
Freelance Project
May 26 • Consulting
+₹35,000
Coffee & Snacks
May 26 • Food
-₹250

Engineered for Financial Control and Privacy

Koshbook combines offline safety, modern automated widgets, and intelligent voice entry to make cashbook tracking effortless.

Voice-Powered Logging

Speak to Koshbook. Kosh AI translates normal phrases like "Received 500 from Alice for consulting" into structured cashbook records instantly.

100% Offline & Private

Your transactions live in an on-device SQLite database. No external trackers, advertisers, or third-parties can scan your cash sheets.

Dynamic Budget Planner

Create active budgets per cashbook. Set sub-limits on categories (Food, Rent, Shopping) and track spending limits in real-time.

Bill Trackers & Alarms

Log bills and monthly subscriptions. Receive native notifications before they are due, and link payments directly to cashbook entries.

Real-time Cloud Sync

Sign in to back up data to a secure Supabase cloud mirror. Offline entries sync immediately the moment connection is restored.

AI Assistant Filters

Query your cashbook in conversational English (e.g. "Show coffee expenses this week"). Kosh AI adjusts lists and dates automatically.

Smart Monitoring

Visual Analytics for Smart Financial Planning

Stop guessing where your funds go. Koshbook features interactive dashboards with real-time feedback designed to help you analyze ratios and identify saving opportunities.

  • 📊
    Interactive Donut Projection

    Hover over category segments to view direct spending ratios and totals in the center of the chart.

  • 📈
    Multi-Timeframe Presets

    Quickly toggles daily, monthly, and annual reports like "This Year" and "Last Year" to compare long-term trends.

  • 🎯
    Horizontal Ratio Bar

    A high-performance compact ratio bar illustrating Credit vs. Debit proportions at a glance.

Live Expenditure Summary

Monthly Report
₹48.2k Saved
Savings & Investment 70%
Rent & Housing 30%
AI Search

Talk to Your Cashbook in Plain English

No need to swipe through calendar selectors or parse filters. Koshbook embeds a localized AI parser translating normal statements into exact transaction filters.

  • 💬
    Natural Language Queries

    Just type "How much did I spend on groceries this week?" or "Show freelance credits" and watch the feed adapt instantly.

  • 🔒
    On-Device Privacy First

    Your queries are sent directly over secure API connections and transaction descriptions are never stored on cloud servers.

  • Zero-Configuration

    Ready out-of-the-box. The AI is directly fine-tuned to map user intents to SQLite search schemas.

Koshbook AI Assistant

Online

"Show my Food expenses this month"

🔍 Found 2 Food transactions in May 2026. Total spending: ₹1,450.00.

Burger & Fries -₹450
Supermarket Grocery -₹1,000
Voice Input

Hands-Free Voice Cashbook Entry

Log transactions in seconds by speaking. Koshbook's voice entry translates normal conversational speech into formatted transaction records automatically, saving you from manual forms.

  • 🎙️
    Speech-to-Cashbook Parsing

    Just say "Paid 1200 rupees for my electricity bill" or "Received 3000 from John" and Kosh AI maps it to your cashbook fields instantly.

  • 🗣️
    Multi-Language Speech Recognition

    Supports local phrasing, currencies (Rupees, INR, ₹), and natural formatting, making logging quick and simple.

  • 🎯
    Instant Visual Review

    Review the extracted amounts, categories, and parameters on a clean confirmation card before finalizing the log.

Standby
Voice Cashbook
Press the mic to try Voice Input
Success • Parsed by Kosh AI Today
Electricity Bill Category: Bills & Utilities • Debit
-₹1,200
Bills & Budgets

Upcoming Bills Tracker & Budget Planner

Stay ahead of your subscriptions, utilities, and recurring outlays. Koshbook alerts you before deadlines and ensures your expenses align with customizable monthly targets.

  • Proactive Bill Alarms

    Set alerts for billing cycles and utility deadlines to get native push reminders before the grace period ends.

  • 🔗
    Linked Cashbook Payments

    Reconcile cashbook logs directly with upcoming bills in one tap to ensure accurate tracking and eliminate double entries.

  • 📈
    Category Spending Budgets

    Define specific targets for food, travel, or bills. Get alerts when you approach limits so you never overspend.

Upcoming Utility Bills

📺
Netflix Subscription Due in 2 days • 🔔 Alarm Active
₹199.00 Unpaid
Electricity Bill Paid Today • Linked to Cashbook
₹1,200.00 Paid

Monthly Budget Limit

Food Limit
Spent: ₹8,450 / ₹10,000 84% Used

⚠️ You are approaching your budget limits. Keep track of daily meals.